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Terms of Use & Linking Policy
These Terms of Use and Linking Policy ("Terms") apply to the website at www.Broadridge.com and all related sites linked to it by Broadridge Financial Solutions, Inc. and its subsidiaries and affiliates ("Broadridge"). Each Broadridge site is owned by Broadridge and its licensors. By accessing or using any Broadridge site, you agree to be bound by these Terms. If you do not agree, do not use the site. If your organization has a Master Services Agreement with Broadridge, it may modify these Terms. Contact your organization's administrator for details. Broadridge reserves the right to change these Terms at any time, with changes taking effect immediately. By continuing to use the site after changes are posted, you accept the modified Terms. If you do not agree to the changes, you must stop using the site.

User Consent

By using the site, you represent that you have read, understand, and agree to these Terms. If you accept these Terms on behalf of another party, you confirm you have the legal authority to do so. If you do not have such authority, you are prohibited from using the site.

Compliance with Laws

Your use of any Broadridge site must comply with all applicable laws and regulations. Any violation may result in legal consequences. Broadridge may investigate and cooperate with law enforcement for any breaches of these Terms.

Intellectual Property

All content on Broadridge sites ("Site Content") is protected by intellectual property laws and is owned by Broadridge or its licensors. You may not modify, copy, distribute, or use any Site Content for commercial purposes without permission. Trademarks and service marks on the site are owned by Broadridge or its licensors and cannot be used without written approval.

Restrictions

You agree not to use Site Content to compete with Broadridge or alter it in any way. Unauthorized copying, distribution, or modification of Site Content is prohibited. You also agree not to use automated tools to access the site, nor attempt unauthorized access to the site's systems. All use of the site must be for personal, non-commercial purposes, and any illegal use is forbidden.

Third-Party Information and Links

Some information on Broadridge sites is provided by third parties. Broadridge does not guarantee its accuracy and disclaims liability for third-party content. Links to third-party sites are provided for convenience, and Broadridge is not responsible for the content or services of these sites. Linking to Broadridge sites must follow specific guidelines and unauthorized links or frames are prohibited.

Linking Policy

To link to a Broadridge site, you must use an underlined, textual link and comply with guidelines ensuring no false representation of affiliation or endorsement by Broadridge. Unauthorized links or framing of Broadridge content are prohibited. To use or redistribute Broadridge content beyond these guidelines, you must request permission by contacting [email protected] with specific details of your intended use.

No Warranties

All content on Broadridge sites is provided "as is," without any warranties or representations, either express or implied. This includes but is not limited to warranties of merchantability, fitness for a particular purpose, title, non-infringement, and freedom from computer viruses. Broadridge may update, modify, or enhance content without notice and disclaims all liability for any errors or omissions. Users assume all risks associated with accessing and using Broadridge sites and content. Broadridge is not responsible for the timeliness, deletion, improper delivery, or failure to store user communications or settings.

Limitation of Liability

Broadridge shall not be liable for any damages incurred by users or third parties. This includes direct, indirect, incidental, punitive, special, or consequential damages, such as reputational damage, lost profits, business interruptions, or loss of data, resulting from site access, use, or security breaches during data transmission. This applies regardless of the liability theory, foreseeability, or prior knowledge of potential damages.

Privacy

Broadridge is committed to protecting user privacy. The Privacy Statement on Broadridge sites outlines how user information is collected, used, and protected. AdvisorTarget, a Broadridge subsidiary, provides business information about financial advisors to clients. The AdvisorTarget Privacy Statement details its data processing practices.

Security

Internet transmissions are not completely secure. Broadridge disclaims liability for any intercepted or altered communications and lost data. Users are responsible for safeguarding their passwords, user IDs, and other authentication methods. Broadridge may suspend site access without notice if a security breach is suspected.

Transmission of Personal Data

By providing personal information on Broadridge sites, users consent to its international transmission as necessary for processing in line with Broadridge's business practices and privacy policies.

Access to Secure Areas

Access to password-protected or secure areas of Broadridge sites is restricted to authorized users. Unauthorized access is prohibited and may result in criminal prosecution.

Claims of Intellectual Property Infringement

Claims of copyright, trademark, patent, or trade secret infringement should be directed to Broadridge Financial Solutions, Inc., Attn: Chief Legal Officer, 5 Dakota Drive, Suite 300, Lake Success, NY 11042.

Indemnification

Users agree to indemnify and defend Broadridge, its officers, directors, agents, and employees against any claims, demands, losses, costs, and expenses, including reasonable attorneys' fees, arising from their site use.

Termination

Broadridge reserves the right to terminate site access at any time, without notice, for any reason, including legal violations or breaches of these Terms. Broadridge is not liable for any consequences of terminating access.

Severability

If any part of these Terms is found to be unlawful, void, or unenforceable, it will not affect the enforceability of the remaining provisions. Broadridge reserves the right to change or remove site content at any time.

Jurisdiction/Governing Law

These Terms are governed by the laws of the State of New York and applicable US Federal laws, without regard to conflict of law principles. Legal proceedings related to Broadridge sites must be brought in New York State courts or US Federal district courts in New York, which have exclusive jurisdiction.